Common Features
Effective May 1, 2017
These fees are applicable to all accounts at The Bank of The West. The following fees may be assessed against your account.
|
Item | Fee |
|---|---|
| Checking Printing | Depends on style and quantity |
| Cashier's Checks | $3.00 each |
|
Dormant Account Fee1 |
$5.00 |
| Garnishments | $25.00 |
| Levies | $25.00 |
|
NSF (Non-Sufficient Funds) Charge Paid Checks |
$20.00 |
| Overdraft Fee | 18% annually2 |
| Statement Reprint | $2.00 |
| Statement Reprint with Check Images | $7.50 |
| Account Activity Print Out | $2.00 |
| Special Statement Cutoff | $2.00 |
| Account Research | $21.00/hour, one hour minimum |
| Account Balancing Assistance | $21.00/hour, one hour minimum |
| Stop Payments | $20.00 each |
| Photocopies | $0.25 each |
|
Notary Fee3 Customer |
$1.00 |
| Amortization Schedule | $10.00 |
| Outgoing or Incoming Collections | $15.00 |
|
Fax Customer |
$1.00 1st page, $0.25 each additional page |
|
Safe Deposit Box Lost Key |
$40.00 |
|
Wire Transfers Domestic Incoming |
$10.00 |
| Debit Card Replacement | $25.00 |
| Debit Card PIN Replacement | $5.00 |
| Foreign ATM Fee4 | $1.00 each |
1 An account is considered dormant if for 12 months there have been no deposits or withdrawals
2 Overdraft Fee: you will be charged a daily fee equal to an effective annual rate of 18% interest on any overdraft balance in your account for each business day that the account remains overdrawn.
Note: The categories of transactions for which overdraft and NSF fees may be charged are those by any of the following means: check, in-person withdrawal, Automated Clearing House (ACH) or wire transactions. You will not be charged NSF or overdraft fees for ATM or one-time debit card transactions.
3 No notary fee for absentee ballots
4 Foreign ATM fee applies when using your debit card at an ATM not owned by The Bank of the West.
Notice: We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty.