Personal Savings

Consumer Savings

Our regular savings account. Available to anyone.

• Rate information
  Your interest rate and annual percentage yield may change. See current rate information.

• Frequency of rate change
  We may change the interest rate on your account at any time.

• Determination of rate
  At our discretion, we may change the interest rate on your account.

• Compounding and crediting frequency
  Interest will be compounded monthly. Interest will be credited to your account every quarter.

• Effect of closing an account
  If you close your account before interest is credited, you will not receive the accrued interest.

• Minimum balance to open the account
  You must deposit $100.00 to open the account.

• Minimum balance to obtain the annual percentage yield disclosed
  There is no minimum balance required to accrue interest on the account.

• Daily balance computation method
  We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

• Accrual of interest on non-cash deposits
  Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

• Transaction limitations
  Withdrawals or transfers from a savings account made by means of a preauthorized, automatic, telephone, or internet transfer are limited to six transactions per calendar month. An excessive transaction fee of $5.00 will be charged for each transaction in excess of the above limitations. 

See Common Features to All Accounts

Certificates of Deposit & IRAs

Please contact us or visit one of our locations for our current Certificate of Deposit and IRA product offerings.